Shelby office(980) 552-9607
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Monthly Payment Options Within Minutes

See your personalized monthly payment options within minutes and without affecting your credit score. No prepayment penalties. No home equity required.

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Financing

Simple payment options for every project

Loan amounts up to $250,000

Borrow what you need for roof replacement, repairs, gutters, siding, windows and more.

Affordable monthly payment options

Choose a payment plan that fits your budget and protects your home right away.

Funding within 1-3 days

Approved projects can move quickly so you don't have to wait on a leaking or damaged roof.

No prepayment penalties

Pay off your loan early without extra fees or surprises.

No home equity required

Your financing is based on your credit, not the equity in your home.

Service Area

Financing available in your area

Reliable Roof and Gutter offers Hearth financing from three local offices, making monthly payment options convenient for homeowners across western North Carolina, East Tennessee and the Grand Strand.

Shelby, NC

Financing for roof replacement, repairs, gutters and siding across Cleveland, Gaston, Lincoln, Rutherford and surrounding counties in western North Carolina and the South Carolina upstate.

White Pine, TN

Flexible payment options for homeowners in Jefferson, Hamblen, Knox, Sevier, Cocke, Greene, Hawkins and nearby Tennessee counties around the White Pine and Morristown area.

North Myrtle Beach, SC

Monthly payment plans for roofing and exterior projects along the Grand Strand and coastal Carolinas, including Horry, Brunswick, Georgetown and Florence counties.

Eligibility

Who qualifies for financing?

Hearth financing is designed for homeowners who need fast, flexible payment options for roofing and exterior projects.

Homeowners with active projects

Financing is available for property owners planning roof replacement, roof repair, gutter work, gutter guards, siding or window installation.

No home equity needed

Your approval is based on your credit profile, not the equity in your home, so more homeowners can qualify.

Soft credit check

Viewing your personalized monthly payment options does not affect your credit score.

Loan amounts up to $250,000

From small repairs to full exterior renovations, find a loan amount that fits the scope of your project.

Fast funding timeline

Approved projects can receive funding within 1-3 days, so work can move forward quickly.

No prepayment penalties

Pay off your loan early at any time without extra fees or hidden charges.

Projects

Common projects homeowners finance

From emergency repairs to full exterior upgrades, financing through Hearth helps homeowners move forward with projects that protect their biggest investment.

Storm & hail damage repairs

After severe weather, financing can cover insurance deductibles and out-of-pocket costs for roof repairs, shingle replacement and gutter damage.

Full roof replacement

Spread the cost of asphalt, architectural or metal roof replacement over affordable monthly payments without draining your savings.

Gutters & gutter guards

Finance seamless gutter installation, gutter repair and LeafBlaster Pro gutter guard systems to protect your home year-round.

Siding & windows

Combine siding installation or repair with window replacement in one project, then choose a payment plan that fits your budget.

Apply Online

Check your options in minutes

Find convenient monthly payment options for your project. See your personalized payment plans without affecting your credit score now.

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FAQ

Financing questions, answered

No. Checking your personalized monthly payment options through Hearth does not affect your credit score.

Start with a free inspection

Get one honest written price for your project, then decide if financing through Hearth is right for you.

Get a Free Estimate
Shelby, NC(980) 552-9607White Pine, TN(865) 454-7587North Myrtle Beach, SC(854) 504-5154
Certified craftsmanship

GAF certified roofing expertise

Reliable Roof and Gutter is certified for residential roofing and GAF metal roofing systems.

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